Stock Finance

Whether you sell directly to the public via eBay or Amazon, maybe you distribute goods to clients, shops or other businesses, we can assist.

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*Stock finance is commonly the term used for businesses in sectors such as Retail, Wholesale and Distribution that require cash for stock which is not linked to a confirmed order of a customer

These are sectors that tend to hold the most stock where the business is selling a product that is tangible and or finished good.

Lenders feel more comfortable knowing that the business has a track record selling the particular stock in question or has a client base whether business to consumer or business to business related clients.

*A stock finance facility is at times called by some Trade Finance which on the other hand is linked to a customer's order (Purchase Order) were the business owner wishes to pay a supplier in advance and receive favourable credit terms for doing so.
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Get in touch with Norman, your business finance expert

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I have worked with Norman for 8 years on a number of funding transactions completed together. Norman is a true professional and works well with both the client and lender. I would highly recommend him.
Sam Percival
Regional Director
I have had the pleasure of working with Norman Ramsay for over 10 years and have always found him to be an extremely competent and knowledgeable commercial finance broker, who always puts the clients needs first. I have not only put together financial solutions for his clients but also had no hesitation in recommending that my clients speak with Norman to solve any funding requirements I was unable to assist with.  
Matthew Speed
Head of Sales – Working Capital
If I was looking for Finance for my business then Norm is the first person I would approach. He has both the enthusiasm and tenacity to ensure that his clients are not only approved for a facility but that the facility is the best available to meet their needs.’
Phillip Speed
1pm PLC.
Norman has a superb ability to tailor make facilities that fit his client's needs. He is experienced, knowledgeable and knows how to get the best deal for his clients. Highly recommended!
Gideon Shaw
CEO
Norman is a credit to the commercial finance broker population. He takes the time to understand his client’s needs before determining the most appropriate financial solution.I would have no hesitation in recommending his services.
David Culverhouse
Head of Business Development
Worker moving boxes on a pallet truck

Here at Endeavour Business Finance we work in conjunction with a variety of specialist lenders who have industry leading products on offer from stock finance to trade finance to supply chain finance even. We are able to offer Hybrid facilities.

‍We are specialists of all products that sit in within retail, wholesale and distribution because we understand the logistics of such sectors regardless of if the business operates internationally or domestically. We are able to offer all types of products that suit the individual business from stock and import facilities as well as a revolving facilities that enables the business to raise additional working capital or pay the supplier in advance without you having to dip into your cash reserves or having to raise the money personally.

We can do this for you as a stand alone facility, backed with letters of credit, purchase orders or as part of a larger facility which can be bolted onto an invoice finance offering if you deal with other businesses.
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About Endeavour
Results
Importer of Steel requires unsecured loan and a trade finance with invoice finance facility. £250k unsecured loan and £4m trade finance / working capital facility arranged
• £2.5m Bridging loan arranged for a property developer • £6m combined facility agreed for experienced wholesaler: Stock and trade finance  
Large Yorkshire based distributor of Sofas requires a lender due to their current lender not being comfortable with their main customer's credit rating. £4m invoice finance facility arranged
Importer and distributor of clothing requires an unsecured facility of £500k due to online growth. They were approved for two types of facilities (5 year loan and card machine loan) but decided on the 5 year longer term option
Food distributor from the Far East requires funding to pay the supplier in advance and receive better terms / discount for future purchases requires a £400k trade finance facility with the option of invoice finance bolted onto it